Financing Options
Why FInance Your Home Project?
Our Financing Options for Home Improvements
12-Month
Same-As-Cash Financing
No Payments, No Interest for 12 Months: Enjoy a full year without payments or interest. Interest begins to accrue only after the funds are disbursed.
Ideal For: Homeowners who prefer a short-term financing option with no upfront payments.
5-Year
Fixed Rate Loan at 9.99% APR
Low Fixed Interest Rate: Benefit from a competitive 9.99% annual percentage rate (APR) over 5 years.
Start Your Project Today: With this plan, you can start your home improvement project immediately and spread the cost over five years with fixed monthly payments.
Ideal For: Larger projects where extended payment terms provide more flexibility.
Construction & Home
Addition Loans
For new construction or home additions, we offer specialized loans tailored to meet your unique needs. We specialize in a variety of different construction products:
- Construction Loans
- Renovation Loans
- Personal Loans
If you are interested in financing options for new construction or home additions, reach out to Lori, our mortgage advisor, to discuss your needs and start the application process.
Learn More About Our Loans
Lori Harges
Mortgage Advisor, NMLS# 2423275, Licensed in IL
As a homeowner, Lori can sympathize with the stress of purchasing a home. As a Mortgage Advisor, she knows the process inside and out. And, with her prior experience as a counselor, she knows how to listen to the needs of others and help individuals who are feeling overwhelmed.
Together with her knowledge of the mortgage industry and her desire to help people she will guide you through the process from start to finish.
HOW OUR FINANCING WORKS
01 | Apply Online
02 | Contact Lori
03 | Begin Your Project
What Our Clients Think
"Marek and the Smardbuild team did a beautiful job on our siding project! We replaced our 36 year old cedar siding with James Hardie plank siding. New soffits, fascias, frieze boards and gutters were also part of the work. Their attention to detail exceeded our expectations. Unlike some other contractors we interviewed, Marek followed the James Hardie specs with care, precision and no unapproved substitutions. Even in the winter, the job was done in a careful, timely manner. We highly recommend Smardbuild!"
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James P.
James Hardie Siding
"We had an awesome experience working with Smardbuild. Smardbuild replaced our siding, gutters, soffit and fascia, Everything from our first discussion regarding the work to be completed to the proposal and the completed work was a very positive. Marek and Smardbuild team went above and beyond to ensure all work was completed professionally and on time. They definitely exceeded our expectations. Marek even completed some work for us that was not included in the original scope of work. We highly recommend Smardbuild Construction, Remodeling, and Siding for your next project."
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Rich S.
Siding, Gutter, & Soffit and Fascia Remodel
"Smardbuild did our kitchen remodeling project, it was great dealing with Marek and his team. Good quality of materials and workmanship, good communication, reliable and very transparent from the start till the end of the project."
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